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Car Financing in 2025 News You Can Use

New Year. New Car Buying Tips.

Buying a car is a significant financial decision. In 2025, the landscape of car financing continues to evolve, with new trends and factors influencing the process. This guide will help you understand what to expect and how to prepare.

Key Factors to Consider

  • Interest Rates: Interest rates are a crucial factor in the total cost of your loan. Keep an eye on market trends and shop around for the best rates from different lenders.

  • Loan Terms: Loan terms (the length of the loan) can significantly impact your monthly payments. Longer terms mean lower monthly payments but higher overall interest paid.

  • Down Payment: A larger down payment can reduce the amount you need to borrow and potentially secure a lower interest rate.

  • Credit Score: Your credit score plays a vital role in determining your eligibility for loans and the interest rates you qualify for. Check your credit report and address any issues before applying for financing.

  • Electric Vehicles (EVs) and Incentives: With the rise of EVs, explore available government incentives, tax credits, and manufacturer rebates that can make purchasing an EV more affordable.

  • Online Lending Platforms: Online lenders are becoming increasingly popular, offering convenient application processes and competitive rates. Compare offers from both traditional and online lenders.

Preparing for Financing

  1. Determine Your Budget: Before you start shopping for cars, figure out how much you can afford to spend each month.

  2. Check Your Credit Report: Obtain a copy of your credit report and review it for any errors.

  3. Get Pre-Approved: Getting pre-approved for a loan can give you a better idea of the interest rates and loan terms you qualify for.

  4. Shop Around for the Best Rates: Don't settle for the first offer you receive. Compare rates from multiple lenders, including banks, credit unions, and online lenders.

  5. Consider Leasing vs. Buying: Evaluate whether leasing or buying is a better option for your needs and financial situation.

The Future of Car Financing

In 2025 and beyond, we can expect further advancements in online lending, potentially more flexible loan structures, and a continued focus on financing options for electric and autonomous vehicles. Staying informed about these trends will empower you to make informed decisions when financing your next car.


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Soap and Water What Could Possibly Go Wrong

Great For A Clean Car - Terrible At Keeping Your Car Going

Let’s be honest—fluids aren’t exactly the first thing people think about when it comes to cars. Unless a warning light comes on or something feels off, they’re easy to ignore. But these liquids are quietly doing some of the most important jobs in your car, from keeping the engine cool to making sure your brakes work when you need them most.

Back in the day, car fluids weren’t anything fancy—people used water, soap, or whatever basic oil they could find. They failed however, when cars needed them most. Water froze in the winter, boiled in the summer, and did little to protect engines or brakes under stress. Over time, though, engineers got smarter, turning those DIY fixes into high-tech formulas that can handle crazy heat, cold, and stress. It’s amazing how far we’ve come, thanks to the constant push to make cars safer, stronger, and more reliable.

No More Guessing Through the Glass

Have you ever driven in heavy rain or snow, squinting through a streaked windshield, struggling to see what’s ahead? Poor visibility is dangerous, forcing you to guess where the lane begins and ends. Early drivers faced an even worse challenge—windshield fluids were rudimentary at best. Soap and water worked fine in good weather, but in the winter, they froze solid, leaving drivers blind in icy conditions. In the summer, they were useless against grease and grime. Some drivers tried household remedies, but these makeshift solutions were unreliable and often left them just as frustrated.

The invention of alcohol-based washer fluids in the 1930s changed the game. These fluids resisted freezing, keeping windshields clearer even in cold weather. By the 1950s, detergents were added, making them effective against road grime and bugs. Fast-forward to today, and innovations like Rain-X have taken visibility to the next level. Products like these coat the windshield with a hydrophobic layer, causing water to bead up and roll away without even needing wipers. Combined with modern washer fluids, they make driving in bad weather safer and less stressful than ever before.

What's Stopping You?

Imagine hitting the brakes on a steep hill only to realize they’re not working. That was a real fear for drivers back in the early days of cars. Braking systems were unreliable, especially during long descents, because the brake fluid would overheat and fail. The culprit? Moisture. Over time, water would sneak into the system, and when the brakes got hot, the fluid would boil, creating gas bubbles that made braking impossible.

The game-changer was synthetic brake fluid. Designed to resist heat and moisture, it made brakes dependable even under extreme conditions. This advancement turned braking systems into trustworthy tools that let drivers take on steep hills and challenging terrain with far less worry.

Keeping Your Cool Even In The Winter

Keeping engines cool hasn’t always been as simple as it is today. Back when cars first hit the roads, water was the standard coolant, but it had some serious flaws. In the winter, it froze solid, cracking radiators and leaving drivers stranded in the cold. In the summer, it boiled over, causing overheated engines and plenty of frustration on the roadside. Methanol-based antifreeze came along as a quick fix, but it evaporated so fast that drivers were constantly topping it off.

Everything changed in the 1940s with the invention of glycol-based coolants. These coolants didn’t just handle extreme temperatures—they also included rust inhibitors to keep engines in better shape over time. This breakthrough meant drivers could trust their cars in any season or climate, making long trips less risky and more practical than ever.

The Shift Was Noticeable

When automatic transmissions first came along, they seemed like magic—no clutch, no timing, just smooth driving. Or at least, that’s how it was supposed to work. Early automatics were groundbreaking but far from perfect. Their designs were still evolving, and while they didn’t use motor oil like manual one's did, the early transmission fluids weren’t as specialized as the advanced formulations we know today. This often led to overheating, clunky shifts, and frustration for drivers who weren’t quite ready to give up the reliability of their stick shifts.

The introduction of dedicated automatic transmission fluid (ATF) marked a turning point. These fluids were engineered specifically to handle the unique demands of automatic gearboxes—managing heat, providing smooth shifts, and reducing wear and tear. With this innovation, automatics became far more dependable and user-friendly. Today’s transmission fluids take things even further, with additives that prevent sludge, improve friction control, and ensure consistent performance over the long haul. That noticeable clunk from early automatics? Long gone. Now, shifts are so seamless you barely notice them—exactly how they should be.

Engine Oil: The Key to a Long-Lasting Engine

Engines manage somehow to keep running smoothly for hundreds of thousands of miles these days? It wasn’t always like this. Engine oil was thick, unrefined, and full of impurities. It broke down quickly, creating sludge that clogged up engines and forced frequent oil changes. Engines rarely lasted more than a few years before giving out.

The 1930s saw the introduction of detergent oils. These oils could suspend dirt and debris, keeping engines cleaner and running longer. But the real game-changer was the development of synthetic oils. Unlike traditional oils, synthetics are engineered to handle extreme conditions—whether it’s blazing heat, freezing cold, or high-performance driving.

You Don’t Need a Warning Light to Know We’ve Got Your Back

Just like your car’s fluids quietly do the hard work to keep you on the road, a good dealership is there for you even when you don’t think you need us. From reliability on your daily commute to confidence on a long road trip, we’re proud to offer used cars that make driving feel effortless. And while every car needs a little care along the way, starting with the right foundation makes all the difference.

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Is It The Car Your Dog Would Choose

It Starts By Looking In The Mirror

They say people start to look like their pets over time with the same expressions, same quirks, maybe even the same hairstyle. But what about our cars? Just as our pets become reflections of our lives, our vehicles often mirror who we are, from our daily routines to our wildest adventures. Whether you’re a dog lover, a road-tripper, or a mix of both, finding a car that truly suits your lifestyle (and accommodates your furry friend) can make every drive more enjoyable.

So, if your dog could weigh in, what would they think of your ride? From safety features to comfort and space, some cars are simply better suited for pet-friendly lives. Let’s take a look at what makes a car feel like a true extension of home—something that both you and your dog might just fall in love with.

Safety First: For You and Your Furry Co-Pilot

For pet owners, safety isn’t just about you, it’s also about your dog’s well-being. Modern car features help keep everyone secure, giving you peace of mind no matter the destination.

  • Pet-Friendly Seat Anchors and Harness Hooks: Built-in hooks in the back seat make it easier to secure pet harnesses, so your dog stays safe on every ride. Plus, they’re great for other gear like grocery bags or sports equipment.

  • Back-Seat Alerts: These safety reminders ensure you always double-check the back seat, a helpful feature for pet owners and parents alike to prevent accidentally leaving anything (or anyone) behind.

  • Advanced Driver Assistance Systems (ADAS): Lane-keeping assistance and automatic braking provide extra safety for busy drivers, whether your attention is on the road or occasionally checking on your pet in the rearview.

Durable, Low-Maintenance Interiors for Active Pet Owners

Pets bring a lot of joy, but they can also bring mess! For the pet owner or outdoor adventurer, durable, easy-to-clean interiors are a lifesaver.

  • Scratch-Resistant Upholstery: Leatherette or synthetic materials are resistant to scratches and hair, making them ideal for pets. They’re also a great choice for anyone who’s constantly loading in and out, whether it’s a dog or a kayak.

  • All-Weather Mats and Cargo Liners: Mud, sand, and pet hair are no problem with these mats, which keep floors clean and make it easy to shake out any mess.

  • Washable Seat Covers: Back-seat hammocks and removable covers protect seats from paw prints, spills, or gear scuffs, keeping things neat and easy to clean.

Spacious and Flexible for Every Adventure

Roomy, adaptable interiors aren’t just a perk—they’re a must for those who love to bring pets or gear along for the ride. Whether you’re loading up for a weekend hike, a trip to the beach, or just a drive to the dog park, having enough space makes all the difference.

  • Flat-Folding Seats and Expansive Cargo Space: These create plenty of room for pets to spread out or for loading gear. A flat floor is especially nice for larger dogs, giving them a stable place to relax.

  • Low Loading Height for Easy Access: Cars with lower cargo areas make it easier for pets to jump in and out, which is perfect for larger or older dogs.

  • Hidden Storage for Essentials: Keep leashes, water bowls, and treats in hidden compartments for an organized space. This is also handy for anyone who wants to keep essentials neatly out of sight.

Comfort and Convenience for You and Your Pet

A comfortable car isn’t just for humans. With these features, you and your pet can both enjoy a pleasant ride, whether it’s a quick errand or a cross-country drive.

  • Rear Air Vents for Temperature Control: Pets are sensitive to temperature changes, so rear AC vents are a great addition to keep your pet comfortable in all weather.

  • Built-In Sunshades and UV-Protected Windows: Keep your car cool on sunny days, and prevent pets from overheating. UV-protected windows are also great for families and adventurers who want a cooler cabin on bright days.

  • Pet Ramp Compatibility: For those with larger or older pets, a car that can accommodate a pet ramp is essential, making it easier for them to hop in and out without strain.

Pet-Friendly Technology for the Modern Owner

Today’s cars come with advanced technology that can make life easier and safer for pet owners. Here are a few tech upgrades that are ideal for pet owners and busy drivers alike.

  • In-Cabin Cameras: Keep an eye on your pet while driving, without needing to turn around or distract yourself from the road.

  • Remote Start with Climate Control: Start your car from a distance, letting it cool down or warm up before loading your pet. It’s a great feature for pet owners and anyone who wants a comfortable cabin from the get-go.

  • GPS Trackers and Smart Apps: Some cars now offer apps that track location, handy if your car is also your adventure companion or if you’re frequently on the go with your pet.

Did You See The Look On Your Dog's Face?

When you catch that look in your dog’s eyes in the rearview mirror, the one that says, “Are we there yet?” it might be a sign your car isn’t as pet-friendly as it could be. Take a moment to consider: is your car really set up for park visits, road trips, and everyday errands with your furry co-pilot? Do you find yourself wishing for a cleaner, easier, and more organized ride that meets both your desires and expectations?

For pet lovers, these outings can quickly turn into a hassle if your car isn’t equipped to handle all the fur, paws, and gear that come with an active lifestyle. Imagine a car that’s made for both you and your dog—one that keeps them secure, gives you peace of mind, and makes every adventure a breeze.

Types like SUVs, crossovers, and hatchbacks often provide extra space, flexibility, and pet-friendly features to accommodate both your needs. These vehicles typically offer flat-folding seats, roomy cargo areas, and low loading heights that make it easy for pets to hop in, stretch out, and enjoy the ride. With the right setup, you might just catch that look in the mirror—the one that says, “Now this is the life!” as your pup happily rides along like the VIP they truly are. Because let’s face it, in their eyes, you’re already the chauffeur!

We believe a car should be more than just a way to get around—it should support your life, ready for pets, kids, outdoor gear, or all of the above. Explore our selection of used cars and find the perfect fit for you and your favorite co-pilot.

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Garage Story - Room To Grown

From Chaos to Comfort

Just like Andy’s toys in Toy Story, your garage has likely seen its share of transformations. At one point, it might have been a well-organized space where your car fit perfectly, but over time, it became packed with seasonal items, sports gear, and old memories. What was once a space full of possibility now feels more like a storage unit.

But, as with any great story, change is on the horizon. When you decide to declutter and reorganize, you’re not just clearing out physical space—you’re making room for something new. Your garage can once again be the functional, open area it was meant to be, and perhaps it's time to think about upgrading your vehicle to fit your growing needs.

Declutter and Reorganize Your Garage

Reclaiming the garage starts with organizing the clutter. By using smart storage solutions, you can create space you didn’t realize you had:

  • Ceiling Storage Racks: Store seasonal items like holiday decorations or sports equipment overhead to clear up floor space.

  • Wall Organizers: Use hooks, shelves, and magnetic strips to keep tools, bikes, and other frequently used items within reach but off the ground.

  • Parking Mats and Guides: These tools help protect the floor from fluid leaks and ensure you park with precision every time.

Quick Tip: Label storage bins to keep your garage organized over the long term.

Enjoy the Space You’ve Created

After organizing the garage, you step in and notice how much easier it is to park, move around, and even access your storage. That extra breathing room makes life simpler, whether you’re pulling the car in or getting the kids' bikes out.

But as you load up the car for a road trip or errands, you may start to notice something else. Even though the garage is more functional now, the car itself might feel a bit cramped. Whether it’s the tight legroom, lack of storage for gear, or just the general feel, you might begin to realize that it’s not only the garage that needed a refresh—it could be time to reconsider the space and comfort inside your car, too.

Consider a Roomier, More Comfortable Vehicle

Modern cars are designed with more efficient use of space, offering greater comfort and storage options without feeling oversized:

  • Fold-Flat Seating & Cargo Solutions: Whether it’s for weekend trips or daily errands, newer vehicles offer storage flexibility that older models often don’t.

  • More Interior Space: Improved legroom, larger trunks, and versatile seating arrangements make every trip more comfortable.

  • Parking Assist Features: Many new cars come equipped with advanced features like parking sensors and backup cameras, making parking in any garage—even a small one—much easier.

Now that your garage is organized and ready for use, a vehicle that provides room to grow might be the next logical step. Combining a well-organized garage with a car that suits your needs for comfort and flexibility will make daily life smoother, both at home and on the road.

Decluttering your garage is a great first step, but don’t overlook the importance of having space where it matters most—inside your car. If you’re finding that your current vehicle no longer offers the comfort or room you need, upgrading to a newer model could be the perfect complement to your newly organized garage.

Ready to explore options that provide more room inside and out? Visit us today for a trade-in evaluation, and discover vehicles designed for comfort, flexibility, and the future.

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Flip Phones Foldable Cars & Sardine Cans

But Can It Fit Into Your Pocket?

A Journey from Nostalgia to Innovation

Remember the days when flip phones were all the rage? Everyone thought they had the latest and greatest. Fast forward to today, and voila – the Google Pixel Flip phone is here, flipping the script on tech nostalgia. It's like tech fashion – everything old is new again! And guess what? The car industry is getting in on the retro action too with foldable cars. That’s right, cars that fold. Because why park a car when you can fold it like laundry?

Foldable Cars: A Glimpse into the Future

Enter the Lakota, the car that doesn't believe in taking up space. Could it just be the answer to the problem in cities where parking spots are as rare as a calm day on social media? This foldable wonder shrinks to fit into spaces that even a Smart Car would balk at. But let's be real – while squeezing your car into a space sounds cool, what about squeezing yourself into it?

Real Talk: Cool Tech or Sardine Can?

The Lakota is undeniably the cool kid on the block, but let's be real. If you've got a family, play in a band, or just like room to stretch your legs, this is not your dream ride. For those times, we've got a lineup of cars that won't require you to fold your passengers into origami.

Tech Meets Practicality: The Best of Both Worlds

We love tech, and who doesn't want to feel like they're living in the future? But we also know that sometimes, you just need a car that feels like a car and not a piece of space-saving furniture. That's why we’re here to help you find a car that’s not only affordable but you also won’t hit your elbow on the door every time you try to turn. So, whether you're into the nostalgia of flip phones, intrigued by the origami magic of foldable cars, or just want something that comfortably gets you from A to B, we've got you covered.

Stop by for a test drive and be on your way in your next car today.

Should You Buy A Car From A Private Party

Buying From A Private Party Vs. A Dealership

There are a lot of things to consider when purchasing a car, and buying from a private party is no exception. Here are four things you should keep in mind if you're thinking about buying a car from a private seller.

Your financing options may be limited.

If you're looking to finance your purchase you will have to arrange for your own financing. If you have less than perfect credit, this could limited you financing options. Dealerships are in the business of selling cars and have a network of sources to work with.

Warranties may not be available.

When you buy a car from a dealer, it could possibly come with a warranty or at least once could be offered to purchases. However, when you buy from a private seller and something goes wrong with the car, you probably don't have any recourse.

The car may not be inspected.

Most dealerships have some sort of inspection process for the cars they sell, but private sellers aren't required to have their vehicles inspected. This means that you could be buying a car with serious mechanical issues and not even know it.

The purchase could be more complicated than you think.

There are a lot of paperwork that goes into buying a car. If you're not familiar with the process, it can be very confusing and even overwhelming.

If you're considering buying a car from a private seller, make sure you do your research and understand all of the potential risks involved. It's important to remember that you could be buying a lemon and end up being stuck with a huge bill for repairs.

You have to find a buyer for your old car

If you already have a car and need the money to buy a new one, you will need to figure out  what to do with your old car.

There could be title issues

When buying from a private party, you will want to run a title check before finalizing the purchase. You will also have to handle all the paper work and registration yourself.

 

We understand that you want to get the best price when buying or selling your car. Bring your car into our dealership and we will give you an instant offer. We want your vehicle and we will pay you top dollar to put it toward a New Car, Truck or SUV. Call or visit today

Stolen Car = Stolen Dreams

Can You Avoid The Nightmare?

You've waited so long. You finally saved up enough money to buy your dream car. You do your research, take test drives, and find the perfect one. The day finally arrives when you drive off the lot in your new car. You're on top of the world. But then, one day, your car is gone. It's been stolen. Your dream has become a nightmare. No one ever thinks it will happen to them. But every year, thousands of people have their cars stolen. And for many, the loss is more than just material - it's a devastating blow to their sense of security and well-being.

 

For victims of car theft, the experience can be traumatizing. Not only are they left without a means of transportation, but they also have to deal with the fallout from the crime. This can include everything from filing a police report to dealing with insurance claims.If you've been the victim of car theft, it's important to know that you're not alone. There are resources available to help you through this difficult time. And with a little effort, you can make sure that your car is returned to you safely

Most Stolen Cars Of 2021

According to a recent article from autoblog.com the most stolen cars of 2021 were.

  1. Chevrolet pickup (full-size): 48,206 total thefts

  2. Ford pickup (full-size): 47,999 total thefts

  3. Honda Civic: 31,673 total thefts

  4. Honda Accord: 30,274 total thefts

  5. Toyota Camry: 17,270 total thefts

  6. GMC pickup (full-size): 15,599 total thefts

  7. Nissan Altima: 14,108 total thefts

  8. Honda CR-V: 13,308 total thefts

  9. Jeep Cherokee / Grand Cherokee: 13,210 total thefts

  10. Toyota Corolla: 12,927 total thefts

 As you can see from the list above the most stolen cars are full-size pickup trucks followed by Honda Civic and Accord. Although these represent the most stolen vehicles it doesn't mean that these are the only ones being targeted. In fact, any car can be stolen regardless of make or model.

Always Lock Your Doors

This seems like common sense but you'd be surprised how many people don't do it. Always make sure to lock your doors, even if you're just running into the store for a quick errand. And don't leave your keys in the ignition - no matter how tempting it may be on a hot day.

Don't Leave Spare Keys In The Car

Another common mistake is leaving a spare key hidden in the car. This may seem like a good idea at the time, but it's just asking for trouble. If a thief finds your spare key, they now have easy access to your vehicle.

Install A Tracking Device With A Remote Kill Switch

If you're really concerned about your car being stolen, you can install a tracking device with a remote kill switch. This will allow you to track the location of your car if it's stolen, and even disable it if necessary. Typically they come with an app that you can use to track the location of your vehicle. Then remotely disable the car and notify the authorities who will then be able to apprehend the thief and return your vehicle.

Consider A Wheel Lock

A wheel lock is another good idea if you're worried about your car being stolen. This is a device that attaches to your wheel and makes it very difficult for a thief to drive away with your car. They're not 100% effective, but they can be a good deterrent.

Park In Well Lit Areas

Whenever possible, try to park in well lit areas and never leave packages or valuables in plain sight. Thieves often seek out easy targets of opportunity, so the less tempting your car is, the better. Although not full proof, putting valuables in the trunk is also a good i

Why Should You Buy From Us

A Car Dealer You Can Count On!

If you’re in the market for a used car, look no further than our premier used car dealer. With an extensive inventory of reliable and high-quality vehicles that have been thoroughly inspected to guarantee customer satisfaction, we provide a hassle-free experience so you can easily find the perfect car for you or your family. We make it our mission to exceed expectations and provide each customer with personalized attention and exceptional service. Whether you’re looking for something small and economic or luxurious, we are sure to have something within your budget as well as fitting all preferences. So if you need a great ride at an even better price, let us be your go-to used car dealership!

Need Auto Financing? We Can Help!

Are you ready to purchase a car but feeling overwhelmed by the financing process? Car financing can seem daunting and complex, especially for first-time buyers. Fortunately, there are lots of resources out there that can help simplify the process so you can get your dream car with ease. Take advantage of our car loan calculator and make smart decisions when it comes to navigating the innovative world of cost-effective car financing!

Highly Rated Car Dealer

With so many car dealerships to choose from, it's important to know how to assess a dealership's reputation before you make a purchase. Not all car dealers are equally reputable and trustworthy; some may have unreliable customer service or wonky products that could leave you feeling frustrated and disappointed with your purchase. So, if you're in the market for a new set of wheels, read on for tips that can help you determine which dealer will provide the best value and experience as well as ensure an enjoyable buying experience.

Looking To Sell Your Car in? We Want It!

Are you thinking about selling your car? There are many reasons why someone may decide to sell their vehicle, ranging from needing cash in a pinch to wanting a newer model. Selling your car can seem like a daunting task, but it doesn't have to be with the right information and planning. Fill out our easy trade form and we will get you the best value for your vehicle. If you are looking for a new car we may not have in stock? Use our car finder and we will help get you into the perfect car.

Come See Us At Our Dealership

Stop by today and meet our staff and learn more about our dealership or feel free to send us a comment.

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